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  • A Voluntary Lapse of 12.6 Percent for LTCI? Not Really
    A Voluntary Lapse of 12.6 Percent for LTCI? Not Really This article reviews the data and methodology ... seemingly incredible rate, compares the Li/Jensen results with those of recent industry studies, and suggests ...

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    • Authors: Marianne C Purushotham, Jonathan Prince, Barry Koklefsky
    • Date: Jan 2013
    • Competency: Professional Values>Practice expertise
    • Publication Name: Long-Term Care News
    • Topics: Long-term Care
  • Using Relevant Experience Data to Increase Credibility and Reduce Margins
    September 2017 Issue 110 4 | SEPTEMBER 2017 THE FINANCIAL REPORTER Using Relevant Experience Data ... raised the bar for setting assumptions and estab-lishing margins for material assumptions. Under PBR, ...

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    • Authors: Marianne C Purushotham, Mark Birdsall
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: The Financial Reporter
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance
  • Using Relevant Experience Data to Increase Credibility and Reduce Margins
    characteristics that are like policies in the mortality segment. c. The company experience mortality rates ... not be lower than the mortality rates the company expects to emerge, which the company can justify ...

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    • Authors: Mark Birdsall, Marianne C Purushotham
    • Date: Sep 2017
    • Competency: External Forces & Industry Knowledge>Actuarial theory in business context; Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Small Talk
    • Topics: Actuarial Profession>Best practices; Enterprise Risk Management>Risk measurement - ERM; Experience Studies & Data>Mortality; Life Insurance>Pricing - Life Insurance; Life Insurance>Reserves - Life Insurance
  • Dynamic Assumption-Setting for Variable and Non-Variable Annuities
    Variable and Non-Variable Annuities Examination of full surrender and benefit utilization industry experience ... without Guaranteed Lifetime Withdrawal Benefits. Part 1 of 3 articles focuses on full surrenders and building ...

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    • Authors: Mark Birdsall, Marianne C Purushotham
    • Date: Sep 2015
    • Competency: Professional Values>Practice expertise; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: The Financial Reporter
    • Topics: Annuities>Policyholder behavior - Annuities; Annuities>Variable annuities